How Can I get Help With My Debt?

You can get help with your debt, there are various options and solutions available that allow combining multiple debts from different creditors into a single monthly payment, usually with more favourable terms, lower monthly payments or both.

Consolidating your debt sometimes makes it easier to keep track of your debt, manage your finances and control your cashflows while making repayments. If you want to know whether a  debt solution is the best way to manage your debts, speak to us today.

How does Debt Help benefit?

✔ No more borrowing from friends and family
✔ Stop the stress of bills you can’t pay
✔ No hefty charges for being overdrawn
✔ Get rid of those Payday loans
✔ No running out of money so soon after payday
✔ Enjoy living life again

Financial benefits of debt help

✔Write off unaffordable debts
✔One affordable low monthly repayment
✔Freeze all interest and charges
✔No upfront costs
✔Stop nasty phone calls from creditors
✔We can help you avoid bankruptcy

Types Of Debts

Most debts can be included in an IVA and your repayments reduced.

Loans & Overdrafts

Credit Cards

Benefits Overpayment

Council Tax

Debts with a Court Judgement

Rent, Gas and Electricity Arrears

Catalogue and Buy now, Pay later Debt

Loans & Overdrafts

Credit Cards

Benefits Overpayment

Council Tax

Debts with a Court Judgement

Rent, Gas and Electricity Arrears

Catalogue and Buy now, Pay later Debt

Debt Help Benefits

  • Affordable Repayment Plan:  Taking into consideration your income and household budget. This practice ensures that you are paying your creditors only what you can afford to pay.
  • The Convenience Factor:  You do not have to go through the hassle of tracking multiple payments. You will only be required to make one monthly payment.
  • Increased Flexibility: If there is a change in your financial circumstances, payments can be altered accordingly to ensure that your payments are still affordable.
  • Help with Arrears:  If you are lagging on household bills, you can include those arrears in the payment plan – but you will still have to cover further usage with monthly payments.

Debt Help: Key Considerations

We’ve helped people just like you!

We don’t charge fees

Generally, debt help may work for you if:

✔Your savings are not wiped out by fees, additional charges, and penalties

✔You plan on cutting down on spending

✔Your loan does not clear all your debts

✔You’re paying less interest than you were paying before and the total amount payable is less (it can be more if you’re repaying your consolidated loans over a longer duration)

Debt help may not work for you if:

✔You have no income

✔You have a poor credit history

✔You want to apply for further credit.

Your future starts today, contact us for help with your debts.

Trading address, Initial Business Centre, Wilson Park, Manchester, M40 8WN. Debt-help.org helps individuals find solutions to get out of debt and, whilst we do not provide advice, we can help you understand all the possible options and guide you through the process.

Money Helper is an impartial service set up by the Government. They provide free debt counselling, debt adjustment and credit information services.

Trading address, Initial Business Centre, Wilson Park, Manchester, M40 8WN. Debt-help.org helps individuals find solutions to get out of debt and, whilst we do not provide advice, we can help you understand all the possible options and guide you through the process.

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